Financing hairdressing furniture is more popular than ever
More and more salon owners are choosing to finance their furniture rather than pay for everything at once. This means you can get started right away, without waiting until you have saved enough money and without tying up your entire cash reserve in new furniture.
How it works
Financing through Just Add People works as a form of leasing. You start with a small one-off payment, then pay a fixed monthly amount over the term you choose, between 12 and 48 months, typically 36. When the term ends, you pay a small residual value, typically DKK 100, and the furniture is yours forever.
That’s why it pays for itself
Many salon owners work out for themselves how many extra haircuts they need to do each day for a new interior to pay for itself. Often, the answer is surprisingly low. A financed upgrade doesn’t just give you new furniture; it also gives you a better experience that you can base your prices on. Whether you’re starting a salon from scratch or updating one that needs a lift, the thinking is the same: you pay for the upgrade with the additional revenue it helps generate, instead of saving for years before you dare take the step.
A credit assessment with a real chance
Your application is formally assessed by our leasing partner, who looks at whether your salon’s finances can support the agreement. But we know that most newly established salons have a brand-new VAT number with no financial history, and these applications are often rejected automatically in a purely system-driven process. That’s why Mads, who handles our deliveries and logistics every day, personally reviews every application before it is forwarded, regardless of whether your VAT number was newly created or registered years ago. He works hard to give your salon a real chance, instead of letting a new VAT number stand in the way of your dream.
What you can finance
You can finance the furniture that stays in your salon, such as hairdressing chairs, washing units and the rest of the interior, including complete starter kits if you’re building a salon from scratch. Consumables such as scissors, combs, cotton wool and shampoo cannot be financed; the agreement only covers durable furniture.
Peace of mind, whether you buy or finance
Whether you pay straight away or choose to finance, the same terms apply. Price match: We’re happy to match the price of an item, so you always get the best price. Fast shipping: No hidden fees or delivery costs associated with your order. 14-day returns: If you change your mind, we’re ready to help. Terms apply. And 2-year warranty: We always offer at least a 2-year warranty on our furniture and equipment, whether it is paid for in cash or financed. If your furniture is financed, it is also insured through our leasing partner unless your own insurance already covers it. Made-to-order items and products specifically customised for you are exempt from the general right of return. You can read the full terms in the financing agreement’s legal document or our terms and conditions.
Family-owned for more than 30 years
Just Add People is a family-owned business with more than 30 years of experience furnishing hairdressing and beauty salons. Mads, who is responsible for both deliveries and financing applications, is part of the family behind the business, not an anonymous credit system. If you have any questions along the way, you can always contact us or visit our showroom and see the furniture before you decide.
Frequently asked questions about financing
What is the difference between financing, split payments and leasing?
There are minor accounting and technical differences between the three terms, but in practice, they’re rarely something you notice in everyday life. Your furniture is delivered straight away, you pay a fixed amount each month over the term you choose, and the furniture is yours forever once the agreement has been paid off. Whatever you call it, the principle is the same: you spread the payment over time instead of paying for everything at once. If you read through the agreement’s legal document, you’ll see that it is legally structured as a leasing agreement, but as a customer, this doesn’t change how you use the furniture day to day.
How long am I committed for?
You’re committed for the term of the agreement, which you choose yourself, between 12 and 48 months. Most of our customers choose 36 months because it provides a manageable monthly payment without unnecessarily extending the agreement.
Is there a minimum amount for financing?
You can finance from around DKK 6,000 excluding VAT, but it typically makes the most sense when financing DKK 10,000 or more. If the amount is too small, the monthly payment becomes so modest that it makes practically no difference compared with simply paying in cash, so it may be just as easy to pay the full amount straight away. If you’re equipping an entire station or salon at once, this is where financing typically offers the greatest value.
Who assesses my credit approval, and what if I have a new VAT number?
Your application is formally assessed by our leasing partner, who looks at whether your salon’s finances can support the agreement. But we know that most newly established salons have a brand-new VAT number with no financial history, and that these applications are often rejected automatically in a purely system-driven process before anyone has even looked at the actual business behind them. That’s why Mads from Just Add People personally reviews every application, regardless of whether the VAT number was newly created or registered years ago, to give you a real chance of receiving the assessment your salon deserves.
Is it dangerous to owe money for my furniture?
No. The alternative is rarely not owing anything at all; it’s typically either borrowing the money from the bank instead or waiting months or years to save the amount while your salon continues operating with outdated furniture. With financing, you get your chosen furniture delivered straight away, and you know exactly what you’ll pay each month, with no surprises along the way. It’s not about taking a risk; it’s about choosing when and how you pay for something you need anyway.
Is my furniture insured, and does it come with a warranty?
Yes to both. If your own insurance does not cover financed furniture, our leasing partner automatically provides cover, primarily in the event of fire or theft, so you save a small amount if you already have the coverage yourself. In addition, Just Add People’s standard warranty also applies to financed furniture. 2-year warranty: We always offer at least a 2-year warranty on our furniture and equipment. The warranty covers technical and mechanical faults, whether the furniture is paid for in cash or financed.
Can I end the agreement early?
Yes, absolutely. If you want to end the agreement earlier than planned, you pay the remaining monthly payments plus the residual value—the same amount you would have paid towards the end of the agreement in any case, simply all at once instead of spread out. So there are no hidden penalty fees for ending the agreement early; you pay for the period during which you actually had the furniture financed, and not one day more.
Which products can’t I finance?
You can finance durable furniture in your salon, such as chairs, tables, mirrors and shelves, but not consumables that get used up. This includes, for example, scissors, combs, cotton wool and shampoo. The rule of thumb is simple: if a product can stay in your salon for several years and be used again and again, it can typically be financed. If it gets used up or replaced regularly, it belongs to your ordinary purchases, which you pay for directly.