Financing
You are not
short of money
You are missing a plan.
You are not
Step 1
First, you need to find all your favorite furniture. Let's say you find furniture worth 20,000kr. To get started, you need to pay 400kr.
Step 2
Now you need to pay 680 DKK per month. You must do this every month for 36 months. Think of it as a little extra rent. You can see the exact price in the cart.
Step 3
After 36 months, you must pay 100kr, and now the furniture is yours forever. Wasn't that easy?
Good words to know
Startup fee +
A one-time fee to get started. With us, it is typically 400 DKK.
Monthly payment +
The amount you pay each month.
Duration +
How long you pay – typically between 12 and 36 months.
Annual costs +
The total amount you pay to split your payment.
Residual value +
The final payment, when everything is paid. With us, it’s only 100 DKK.
Credit approval +
A quick check to ensure the agreement fits your budget.
Frequently Asked Questions
What is the difference between financing, installment payment, and leasing? +
There are minor accounting differences, but nothing you will notice in everyday life.
How do I actually commit myself? +
You commit to the contract period, which is typically 36 months. You can easily agree on a term between 12 and 48 months.
Is there a minimum price for financing? +
You can finance from 6,000 DKK excluding VAT, and it makes good sense for amounts over 10,000 DKK.
Is it dangerous to owe money? +
No. The alternative is to pay for them at the bank or wait until you have saved up. With financing, you can get your favorite furniture right away.
What does a credit approval mean? +
This means that our leasing partner needs to assess you and your store as creditworthy. A positive credit approval is required to finance your furniture. In simple terms, this means they look at whether your finances can support the agreement you are about to enter into.
Are my furniture insured? +
If your own insurance does not cover financed furniture, the leasing company will cover it. If your insurance does cover it, you save a small amount. Insurance is primarily used in case of fire or theft.
Is there a warranty on my furniture? +
Yes. The warranty on individual products covers technical and mechanical defects. Just Add People always provides at least a 2-year warranty.
Can I read more somewhere? +
Yes, you can read the legal document here.
Are there product types I cannot finance? +
Yes, consumables such as scissors, combs, cotton wool, and shampoo.
Can I cancel an agreement? +
Yes, you certainly can. For example, if you have 10 months left on your financing agreement and you pay 680 DKK per month, you will need to pay 6,800 DKK plus 100 DKK residual value.